USED CAR FINANCE IN SOMERSET


We specialise in offering finance deals from 13.5% APR that are both flexible and affordable to suit all budgets on your next car. 

 At Ganine Doyle Cars we work closely with a number of specialist finance providers to give you the best possible rates for your budget. 

We offer both HP and PCP packages on our vehicles

Our Team take a personal approach to finance and we cater for all credit profiles, ensuring the best outcome for our customers.

Hire Purchase (HP)

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.

After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees   

The interest rate is fixed which means you'll know exactly how much you will repay throughout the term of the agreement   

Once all of the payments have been paid the car is yours  

Features and Benefits 

  • Fixed monthly repayments 
  • Low Deposit 
  • Ownership of Car 
  • Budget with confidence 
  • Freedom, no mileage restrictions 
  • Ability to settle loan early

Personal Contract Purchase (PCP)

Similar to a Hire Purchase agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.

What happens next? 

At the end of your PCP agreement you then have a number of options.   

  • Option 1 - Part-exchange your vehicle-use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next purchase.   
  • Option 2 - Keep your vehicle-simply pay the Guaranteed Minimum Future Value to retain ownership.    
  • Option 3 - Refinance the final balloon payment.    
  • Option 4 - Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).

Features and Benefits 

  • Flexible deposit 
  • Low fixed monthly payments 
  • Choice at the end of the agreement 
  • No need to worry about depreciation 
  • Potential lower payments than a standard HP agreement or Conditional Sale

What our customers say about us

Our Reviews


Google review

It’s taken me 4 years to write this review! 😂 This was probably one of the best car-buying experiences I’ve had. I spoke to Mark before travelling from Birmingham to view a BMW 4 Series, and the communication was excellent throughout. When I arrived, I was given plenty of time to look around the car at my own pace with absolutely no pressure to buy. I then took it for a test drive and knew it was the one for me. The car was exactly as described in the advert. Four years later, I still own it and genuinely love driving it. I’ve kept up with all the servicing, and it has been completely faultless throughout my ownership. In fact, I’m reluctant to sell it because it has been such a great car! If you’re looking to buy a car from here, I can highly recommend them. You’ll receive great customer service, honest descriptions, and a well-maintained vehicle.

Priesh Vadher
Google review

Absolutely genuinely pleasant experience buying a car from Ganine Doyle Cars. Mark left my wife and I to look over the car we were looking to buy. No one hovering, or being pushy. As for the preparation of the car, both cosmetically and mechanically, astounding. Needless to say we ended up buying the car, and chose to have it delivered. Would absolutely recommend this business to anyone looking to buy a car.

martin griffin
Google review

I can’t recommend Ganine Doyle enough. From start to finish, the whole experience was fantastic. Mark made buying a car completely stress-free. He was open, honest and realistic throughout the process, with no pressure at any point. The cars were all well presented, clearly well maintained and competitively priced, which gave me confidence from the moment I arrived. Communication was excellent too – I could message Mark easily, and he always replied quickly and kept me updated. It’s refreshing to deal with someone who genuinely cares about providing a great service rather than just making a sale. I’m absolutely delighted with my new car and wouldn’t hesitate to recommend Ganine Doyle to anyone looking for a quality used car. Thank you, Mark!

Gemma Mcardle
Google review

No sales pitch, totally hassle free purchase! Mark is lovely, fair price and great condition of all the cars he has for sale. I saw the car on line on the Monday, went and looked at it on the Wednesday and less than an hour later I was driving it away. Bish, bash bosh, job done 😊 After driving it for a couple of days I started to hear a "boing" sound. A quick phone call to Mark and a hassle free visit to SC Blew automotive services in Taunton it was all sorted and under the warranty. Thanks to both parties involved.

Rebecca Holmes
Google review

Honestly the best car buying experience I have ever had. I have been car hunting for months and dealerships were really making it difficult to buy a car. But Mark was absolutely fantastic, he made the process so easy, he was really honest and was happy to meet any request we had. I would defiantly recommend Ganine Doyle Cars to everyone!

Emma Bennison
Google review

Recently purchased a car from Mark, a very pleasurable and honest experience. Absolutely incredible car, well priced, and to top it off the vehicle was delivered to my work address for me by a lovely young lady after having a fresh service. Top service, would honestly highly recommend visiting!

lewis higgins
Google review

Buying a used car is always frought with doubt and anxiety. Buying a used car with only photos and a video to go by is another experience, step up "Ganine Doyle Cars" and Mark. Mark went the extra mile in reassuring me that all would be ok and true to his word it was. They delivered my car on a windy and rainy day and I was delighted to find everything mentioned was correct The whole transaction was made easy, many thanks to Mark. I would thoroughly recommend "Ganine Doyle Cars" to anyone considering a car purchase for their professional and pleasant attitude. Dealing with Mark was a breath of fresh air, cheers Mark.

Mike Prynn
Google review

Excellent service and after sales was fantastic. Would definitely recommend Mark when looking for a new vehicle

Ji Vile
Google review

My sister already bought a car here, so we looked for my car here. Found something that ticked all the boxes, looks nice, has a great service history etc. Also, they could deliver the car to me at a convenient time, and do all the sales exchange online, which really was helpful. It was a little more money than I was planning to spend, but the trust and convenience is worth it. When they dropped the car off, they had already taxed it for the full year, which was such a cute bonus. They had lots of options for size and prices, would recommend.

Sochel Corvidae
Google review

Bought my Peugeot 308 from Ganine Doyle Cars and I couldn’t be happier with the experience. I’ve had the car for a few days now and it’s exactly as advertised, I’m really pleased with it. Mark was very helpful throughout the whole process and made buying and collecting the car easy, straightforward and enjoyable. Great communication and a really friendly service. I’d definitely recommend Ganine Doyle Cars and will certainly consider buying my next car from them in the future.

Alex Greenough
Google review

We travelled from Southampton to Taunton and the journey was oh, so worth it. Mark, over the phone, had previously given a 'tentative' fair estimate for our 'part exchange' old car, which he honoured. He allowed us to take our time, test driving the new car, and we felt there was no pressure whatsoever to purchase it. We found Mark to be straightforward, honest, very helpful and patient.( First time buying an automatic! 😉) and we would certainly recommend Ganine Doyle Cars to family and friends. We are so very pleased with our new car and we give renewed thanks to both you, Mark and Ganine.

Barbara Bartholomew

Visiting Us

7.7 miles from M5 J25

5.2 miles from Taunton train station

Our Location

Ganine Doyle Cars

Greenway Farm Hall

Greenway Rd

Bishops Lydeard

Somerset

TA4 3DD

Opening Hours

Monday 08:30 - 18:00
Tuesday 08:30 - 18:00
Wednesday 08:30 - 18:00
Thursday 08:30 - 18:00
Friday 08:30 - 18:00
Saturday 09.00 - 13.30
Sunday 10.30 - 12.30 (By appt)
Ganine Doyle Cars is authorised and regulated by the Financial Conduct Authority, FRN: 934712. All finance is subject to status and income. Written quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. It is our intention to provide a high level of service at all times. However, if you have reason to make a complaint about our service you should contact Ganine Doyle Cars at [email protected]. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or at http://www.financial-ombudsman.org.uk

Ganine Doyle Cars Ltd is registered in England and Wales under company number: 12362544 [8 Brendons, Bishops Lydeard, Taunton, England, TA4 3LU

Ganine Doyle Cars Ltd are registered with the Information Commissioners Office under registration number: ZA804668

Vulnerable Customers | Complaints Policy | Initial Disclosure Document